Spending copilot
Know which card to use before you buy.
Tell Cherry what you are about to spend. It compares the cards and spending limits you have set up and recommends one. You pay the way you always do; Cherry never moves money.
Get startedNo card numbers, no bank logins.
How it works
1. Add your cards
A nickname, issuer, and network for each card, plus the rewards it earns (for example 3x on dining).
2. Set spending buckets
Weekly or monthly limits by category, like $300 a month for dining.
3. Plan a purchase
Enter the amount and merchant. Cherry recommends a card, explains why, and shows how the purchase affects your bucket.
What Cherry does not do
- It is not a card and does not process, approve, or move any payment.
- It does not connect to your bank or card accounts. You enter your cards and rules yourself, so recommendations are only as accurate as those rules.
- It never asks for card numbers, security codes, PINs, or bank credentials.
- Recommendations are advice. Ignoring one has no consequence, and when Cherry lacks enough information to judge an option safely, it leaves that option out.